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Mortgage Lending Manager

Company: Home Trust Banking Partnership
Location: Roanoke
Posted on: June 12, 2021

Job Description:

Role Summary

The Lending Manager oversees lending activities and business development for the office and/or region, manages Loan Officers to assist in meeting business lending goals and personal development growth, and is responsible for the solicitation and origination of mortgage, real estate related and other bank loan products. This position counsels borrowers to assist them in acquiring a loan product appropriate to their circumstances and assesses customer to find the best options for the customer's needs and makes appropriate recommendations. The incumbent analyzes the prospective borrower's income and debt, counsels borrower on credit record or other problems, and pre-qualifies the borrower.

Key Responsibilities / Essential Functions

  • Oversees office and/or region loan production goals, and coaches staff to meet goals.
  • Responsible for recruiting, onboarding, ongoing effective and proactive management, development, and leadership of a highly productive team.
  • Provides staff development opportunities in all lending compliance and sales areas.
  • Originates mortgage and other real estate related loans, as well as consumer and small business loans.
  • Interviews customers and completes detailed loan application process.

Prequalifies borrowers using standard underwriting procedures.

  • Counsels customers on home buying and financing process.
  • Develops and maintains personal loan pipeline.
  • Works with Loan Processor to facilitate underwriting and processing phases of loans.
  • Answers telephone and written inquiries concerning active loans and bank loan offerings.

Your Experience

  • High school diploma or equivalent required.
  • 8+ years of mortgage sales and/or mortgage sales management experience required.
  • Familiarity with all federal and state banking regulations, including the Bank Secrecy Act and the USA Patriot Act.
  • Thorough knowledge of all bank consumer lending products.
  • Knowledge of loan processing functions and related requirements and procedures.
  • Knowledgeable of bank underwriting guidelines for in-house and secondary market loans.
  • Ability to establish and maintain relationships with builders, real estate agents, etc.
  • Excellent attention to detail, organizational and communications skills.
  • Skilled professional networker.
  • Successful completion of bank training program(s) for lending (depending on experience and background as a lender).
  • Familiarity with all federal and state banking regulations pertaining to lending and consumer compliance, including fair lending laws.

About HomeTrust Bank

HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at Apply today to take your first steps towards joining this talented population of employees within a growing organization.

Work Environment, Physical Requirements

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.

  • This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
  • Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
  • Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
  • The employee will frequently communicate and must be able to exchange accurate information with others.
  • The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.

DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.

Keywords: Home Trust Banking Partnership, Roanoke , Mortgage Lending Manager, Other , Roanoke, Virginia

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